Yes, in order to use the Haru Invest platform, all members must go through KYC; this means to use the fiat gateway service, your KYC completion is required.
Naturally, this means countries within the restricted list will not be able to use the fiat gateway service. To see the list of the restricted countries, please see here.
Please remember all current residents in the restricted countries list such as USA residents, will also not be able to use the service.